Your birth bill is probably wrong.

80% of birth bills contain errors — duplicate charges, wrong codes, phantom fees. For $49, we find yours and hand you a ready-to-file appeal packet.

Nearly 3 in 4 patients who disputed their bill got it corrected.

HIPAA-compliant  ·  Flat fee  ·  No account needed

⚠ 3 Errors Found
Amount Due
$7,925.00
Labor & Delivery Room (2 nights) $2,400.00
OB/GYN Delivery Fee $1,800.00
Postpartum Room & Board $1,600.00
Newborn Nursery Care (1 night) $420.00 Baby roomed-in!
Newborn Screening Panel $290.00
Anesthesiology — Dr. Holloway $510.00 Out-of-network!
Skin-to-Skin Contact (C-section) $710.00
Lactation Consult (billed twice) $195.00 Duplicate!
Potential Overcharges: $800–$1,500

Your appeal packet is ready. Sign, send, and save.

See Pricing
★★★★★

"I almost didn't bother — the bill was $6,800 and I figured it was just what we owed. Ended up getting $940 back on charges my insurance should have covered. Took 20 minutes total."

Rachel D.
Portland, OR · Vaginal delivery
💰 $940 recovered
80%
of hospital bills contain at least one error
$20,000
average U.S. birth charge before insurance
1 in 5
new parents get a surprise bill over $2,000
3.6M
U.S. births per year — most never dispute their bill

Three steps. One flat fee. You keep every dollar.

We do the research and build the documents. You sign and send. No lawyers. No percentage cuts. No recurring charges.

01

Tell us about your bill

Answer a simple 10-minute questionnaire about your birth experience, your charges, and your insurance situation. No uploading sensitive medical documents.

⏱ Takes 10 minutes
02

We build your packet

We generate personalized appeal letters, a birth-specific error audit, a Medicare rate comparison report, and a word-for-word phone negotiation script.

⚡ Delivered instantly
03

Sign, send, and save

Your packet tells you exactly where to send each letter, what to say on the phone, and how to respond if you get pushback. You keep 100% of any savings.

💰 You keep every dollar

What parents are saying

These are real outcomes from families who fought back — and won.

★★★★★

I almost just paid the $8,200 bill. The audit caught a nursery charge for 2 nights my daughter was never in the nursery. Got $1,400 back in 6 weeks.

Sarah M. Austin, TX · Vaginal delivery 💰 $1,400 recovered
★★★★★

We had a 4-day NICU stay. The itemized bill had our son billed for a private room he was never in, and a procedure listed twice. The dispute letter got us $2,100 back.

James & Lauren K. Denver, CO · NICU stay 💰 $2,100 recovered
★★★★★

My anesthesiologist was out-of-network at an in-network hospital. I had no idea that was even illegal until I used this. The No Surprises Act letter wiped the bill.

Maria T. Chicago, IL · C-section 💰 $2,800 recovered

The average birth bill has $800–$2,000 in errors. Most parents never find them.

It takes less than 5 minutes to answer our questions. Your complete appeal packet is ready the moment you pay.

Get My Appeal Packet

One flat fee. No percentage cuts. No surprises.

🛡 Not what you need? Email us within 14 days — we'll revise your packet or give you a full refund.

"Honestly didn't think it would work. They found $1,140 in errors on my birth bill and I only paid $79."

— Sarah M., Austin TX

Essential
$49

Everything you need to find errors on your bill, write your first letter to the hospital, and get your money back — step by step.

  • Letter forcing the hospital to show you every charge
  • Checklist of the 15 most common overcharges on birth bills
  • Hospital appeal letter (personalized)
  • Insurance denial appeal letter
  • Guide to free or reduced-bill programs your hospital is required to offer
  • Step-by-step filing instructions
Get Essential — $49
Complete
$97

Our most thorough option — if your first letter gets ignored or rejected, this gives you everything you need to escalate all the way to your state's insurance regulator.

  • Everything in Plus
  • Second letter if your first appeal gets ignored or rejected
  • Formal complaint to your state's insurance watchdog (insurers respond to these)
  • Insurance statement dispute letter
  • Contact list for every state's insurance regulator, with filing deadlines
Get Complete — $97

Everything you need. Nothing you don't.

Every document is built specifically for birth billing disputes — not a generic medical billing template. Personalized to your situation, ready to sign and send.

What's included
Essential
$49
Plus
$79
Complete
$97
📄
Letter Forcing the Hospital to Show You Every Charge
Hospitals often hide billing errors in the detail. This letter legally requires them to hand over a full itemized breakdown of every charge on your bill.
🔍
Birth Error Audit Checklist
A line-by-line guide to the 15 most common birth billing errors, matched to your delivery type and procedures.
✉️
Hospital Appeal Letter
A personalized letter citing specific errors, Medicare rate comparisons, and your patient rights.
🏦
Insurance Denial Appeal
If your insurance denied or underpaid a claim, this letter formally appeals the decision — and invokes your right to have an independent third party review it.
🤝
Charity Care Eligibility Guide
Identifies your hospital's financial assistance program and how to apply — even if the bill is in collections.
🎂
Birthday Rule Analysis & Letter
We analyze whether the Birthday Rule was applied correctly to your newborn's insurance — and draft a correction letter if not.
⚖️
No Surprises Act Dispute Letter
If an out-of-network provider billed you at an in-network facility, federal law protects you — this letter invokes it.
📞
Phone Negotiation Script
Word-for-word language for your billing department call — including the exact line that gets hospitals to accept a fraction of what they billed.
📊
Medicare Rate Comparison Report
Shows what your hospital actually gets paid by government programs — often 3–5x less than what they billed you. Hospitals negotiate to this number every day. Now you can too.
💳
Payment Plan Negotiation Guide
Scripts and strategies to negotiate interest-free payment plans directly with hospital billing departments.
📬
Follow-Up Escalation Letter
If the hospital or insurer rejects your first letter, this goes back harder — formally demanding that an independent party review their decision.
🏛️
State Insurance Commissioner Complaint
A ready-to-file complaint template for your state's insurance commissioner — the nuclear option that insurers take seriously.
📋
Insurance Statement Dispute Letter
For when your insurer's Explanation of Benefits doesn't match what the hospital billed you — disputes the discrepancy directly with your insurer.
🗺️
50-State Commissioner Reference Sheet
Every state's insurance commissioner contact info, complaint portal URL, and filing deadline — ready to use.
Personalized to your situation. Ready to sign and send.

Frequently asked questions

Everything you need to know before getting started.

Absolutely. You have a legal right to request an itemized bill, dispute errors, appeal insurance denials, and negotiate your balance. BirthAppeal provides self-help document templates — we are not a law firm. Everything in your packet is based on your existing patient rights under federal and state law, including the ACA, the No Surprises Act, and CMS billing regulations.
That's the most common situation. Even after insurance pays, you may still have an inflated patient balance. Our packet helps you dispute both the hospital's balance (what you owe them directly) and, separately, any incorrect insurance adjudication — like a denied claim or miscalculated out-of-pocket amount.
For insurance appeals, you generally have 60–180 days from the date of service depending on your insurer and state. For hospital billing disputes (the balance you owe the hospital directly), there's typically no hard deadline — hospitals negotiate balances all the time, even on accounts in collections. The sooner you act, the better, but it's rarely too late.
No. Our intake form asks you guided questions about your birth and charges — you never need to upload your actual bill. This keeps your information safe and your process simple. If you haven't received your itemized bill yet, your first document will be a letter requesting one from the hospital.
If both you and your partner have separate health insurance plans, the Birthday Rule determines which plan is "primary" for your newborn. It's based on whose birthday (month and day, not year) falls earliest in the calendar year. Getting this wrong has cost families $200,000+ in denied NICU claims. Our Plus and Complete Packets analyze your situation and draft a correction letter if it was applied incorrectly.
You can still fight it. Hospitals are required to accept charity care applications even after a bill goes to collections — and you can request that all collection activity pause while your application is reviewed. Our packet includes specific guidance for this situation. Don't panic-pay a collection notice before reviewing your rights.
Traditional billing advocates charge 25–35% of whatever they save you, plus sometimes a $200+ upfront retainer, and the process takes 3–5 months. BirthAppeal charges a flat $49–$97, delivers your packet instantly, and you keep 100% of savings. You get the same professional documents and data — you do the 30-minute filing yourself.
BG

Built by someone who's been exactly where you are. Brandon G. built BirthAppeal after personally fighting a $5,000 overcharge on his own family's birth bill — and watching his cousin face the same broken system with no guidance. He knows what it takes to push back, and built the tools he wished existed. Read the full story →

Free Tool
Both parents have insurance?
Use the Birthday Rule Calculator.

Find out which plan covers your newborn first — and exactly what to do if a claim was already denied because of it.

Use the Free Calculator →

Takes 30 seconds  ·  No sign-up required

📋
Free Download

Hospital Birth Bill Checklist — 15 Charges to Dispute Right Now

The exact line items hospitals count on you not to notice. Free PDF, delivered instantly.

✓ Check your inbox — it's on its way!

Ready to fight your bill?

For less than a tank of gas, you could recover thousands of dollars in billing errors you didn't even know existed.

One-time flat fee  ·  Instant delivery  ·  No percentage cuts  ·  You keep every dollar you save