Let's find out what they overbilled you

Takes 3 minutes. A few quick questions about your birth.

Type of delivery

Vaginal

Standard vaginal delivery

C-Section

Planned or emergency

Attempted Vaginal

Converted to C-section

Was your baby in the NICU?

Yes

Baby had a NICU stay

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Your letters arrive in your inbox the moment you pay.

Your first name

Hospital name

State

Email address (where we'll send your packet)

Check off any charges you recognize

Select everything you see on your bill — or anything that might be on it. Not sure? Select it anyway. We'll help you verify.

BirthAppeal Your Personalized Dispute Letters

December 18, 2025

Patient Financial Services
Memorial Medical Center · Billing Department
Your State 00000

Re: Formal Notice of Billing Dispute — Maternity Account

Dear Patient Financial Services Representative,

I am writing to formally dispute multiple charges on my maternity billing statement. After carefully reviewing my itemized bill, I have identified several line items that appear to be incorrectly billed, duplicated, or not reflective of services actually rendered during my hospital stay.

Pursuant to the No Surprises Act (26 U.S.C. § 9816) and applicable state balance-billing protections, I respectfully request a full review and written response within 30 days of receipt of this letter.

📄 We're building your letters now

🛏️ Nursery care or newborn room & board

Any charge for the baby's room or nursery stay

Up to $3,800

🏠 Double room & board (mom and baby billed separately)

Both you and your newborn may appear as separate room charges — even when you shared the same room the entire stay

Up to $2,400

🤱 Skin-to-skin contact (post C-section)

Charged for holding your baby immediately after a C-section

Up to $710

🍼 Lactation consultant visits

Multiple charges, or charges for brief check-ins

$150–$400 ea.

💉 Anesthesiology / epidural charges

Especially if the bill came from a different provider than your hospital

Up to $1,650

💊 Medications (ibuprofen, saline, stool softener, etc.)

Over-the-counter medications billed at hospital rates

500-2000% markup

🔬 Lab tests or blood work

Multiple separate lab charges that may be duplicated or unbundled

Often unbundled

❓ Charges I don't recognize or understand

Line items with codes or descriptions you can't identify

Very common

🚫 Insurance denied one or more claims

A procedure or service was covered but your insurer refused to pay

Very disputable

🔍

potential billing issues found

Based on your answers, here are the specific problems we identified on your bill — and what we'll build to help you fight them.

Estimated charges to dispute

$0 – $0

These are the charges being contested, not a guaranteed reduction. Actual outcomes vary by hospital and insurer.

Choose your coverage level

Your appeal packet arrives in your inbox the moment you pay.

Essential

^$49

Letter forcing the hospital to show you every charge
Checklist of the 12 most common overcharges on birth bills
Hospital appeal letter
Insurance denial appeal
Guide to free or reduced-bill programs your hospital is required to offer

⭐ Most Popular

Plus

^$79

Everything in Essential
Insurance coordination check — catches the rule that's cost families $200,000+ in denied claims
Letter for unexpected out-of-network bills at in-network hospitals (federal law is on your side)
Phone negotiation script
Report showing what your hospital is actually allowed to collect (your #1 negotiating tool)
Payment plan guide

Complete

^$97

Everything in Plus
Second letter if your first appeal gets ignored or rejected
Formal complaint to your state's insurance watchdog (insurers respond to these)
Insurance statement dispute letterFor when your insurer's payout doesn't match what the hospital billed you
Contact list for every state's insurance regulator, with filing deadlines

★★★★★

"Worth every cent. Got my packet in 2 minutes, sent the letter the next morning, had a resolution in 3 weeks."

Danielle R. — Phoenix, AZ 💰 $1,200 recovered

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Your packet just downloaded!

Your personalized appeal packet was built and downloaded directly to your device — check your Downloads folder now. An email copy is also on its way to your inbox shortly.

What to do next

Open your packet email

You'll receive a PDF with all your personalized documents and a cover page explaining each one.

Call the hospital billing department first

Request your itemized bill with CPT codes if you don't have one yet. Your packet includes the exact script for this call.

Send the appeal letters

Your filing guide tells you exactly where to send each letter — hospital billing, insurance grievance department, or both.

Follow up in 2–3 weeks

Most hospitals respond within 30 days. Your packet includes a follow-up script if you don't hear back.

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