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Your Birth
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Your Stay
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Insurance
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Your Bill
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Charges
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Results
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Get Packet
Step 1 of 6

Tell us about your birth

This helps us identify which billing errors are most likely on your bill and build the right documents for you.

Step 2 of 6

Tell us about your hospital stay

Many billing errors are tied to length of stay and room charges — this helps us pinpoint what to dispute.

Step 3 of 6

Tell us about your insurance

Insurance issues are responsible for many of the largest overcharges — including the little-known "Birthday Rule" that has cost families $200,000+.

Pick the one that sounds most like yours — "Not sure" works too, we'll cover all cases

Quick ways to find out:
  • Look at your insurance card — if it says "HSA" or "HDHP," pick High-Deductible.
  • Check your Explanation of Benefits (EOB) — if your deductible is over $1,500 for an individual, it's likely HDHP.
  • If you bought your plan on Healthcare.gov (or your state exchange), pick Marketplace.
  • If your insurance comes through your employer's HR department, it's usually a standard PPO/HMO.
  • Still unsure? Just pick "Not sure" — we'll include everything relevant.

e.g. an anesthesiologist, radiologist, or neonatologist at your in-network hospital

Step 4 of 6

About your bill

Tell us what you're dealing with so we know exactly which documents to build for you.

The itemized bill lists every charge individually — this is what we need to find errors

Include all bills — hospital, OB, anesthesia, lab, etc.

Step 5 of 6

Check off any charges you recognize

Select everything you see on your bill — or anything that might be on it. Not sure? Select it anyway. We'll help you verify.

🔍
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potential billing issues found

Based on your answers, here are the specific problems we identified on your bill — and what we'll build to help you fight them.

Estimated disputable amount
$0 – $0
Based on documented overcharge ranges for your specific issues
Get My Packet
Last Step

Choose your packet & get it instantly

Your personalized appeal documents will be emailed to you the moment your payment is confirmed.

Core Packet
$39
  • Itemized bill request letter
  • Birth error audit checklist
  • Hospital appeal letter
  • Insurance denial appeal
  • Charity care guide
Full Packet
$59
  • Everything in Core
  • Birthday Rule analysis + letter
  • No Surprises Act dispute
  • Phone negotiation script
  • Medicare rate comparison
  • Payment plan guide
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Your packet just downloaded!

Your personalized appeal packet was built and downloaded directly to your device — check your Downloads folder now. An email copy is also on its way to your inbox shortly.

What to do next

1

Open your packet email

You'll receive a PDF with all your personalized documents and a cover page explaining each one.

2

Call the hospital billing department first

Request your itemized bill with CPT codes if you don't have one yet. Your packet includes the exact script for this call.

3

Send the appeal letters

Your filing guide tells you exactly where to send each letter — hospital billing, insurance grievance department, or both.

4

Follow up in 2–3 weeks

Most hospitals respond within 30 days. Your packet includes a follow-up script if you don't hear back.

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